Health Insurance Companies In Pakistan

Are you looking for health insurance in Pakistan? Or are you looking for health insurance listings? We made it for you! We have compiled a list of 22 health insurance companies in Pakistan to insure your future.

Note: This is a neutral list. This information is collected by us and is not sponsored or funded by any company. Item number in the list has no priority.

We understand that medical expenses are out of reach for most people. even those who can afford Extreme uncertainty also hinders future investment and savings plans.

What are the available Health Insurance plans?

1. Personal Health Plan

Cover yourself for the risk of financial loss from medical expenses incurred to treat diseases, injuries etc.

2. Family Health Plan

The best protection for your family in case of unforeseen health illness to protect and maintain your lifestyle.

3. Senior Citizen Health Plan

Unique health plan put together considering the needs of old age. Protect your parents and any person above 45 years.

4. Women Health Plan

An economic plan designed to cover Women’s related complications such as female cancers, body burns, Paralysis and the like.

How to save on health insurance?

Health insurance is a basic need of people to some extent. If you look around You will see that health insurance companies In Pakistan that offer different premiums for different plans one can find suitable companies. Health insurance comparison can be a solution to compare best insurance companies in Pakistan. Once you’ve decided what’s best for you. You can buy and maintain health insurance.

Features of Health Insurance

Once you buy health insurance, you get coverage for these incidents:

  • Emergency hospitalization
  • Pre & Post hospitalization expenses
  • Daycare surgeries/ procedures (e.g. Endoscopy, Angiography, Dialysis)
  • Intensive Care Unit (ICU)
  • Specialized investigations (MRI, CT Scan, PET Scan, EEG, EMG, ETT, All Type Of Biopsies)
  • Treatment of fractures & lacerated wounds
  • Ambulance for emergencies

List Of Top Health Insurance Companies In Pakistan: 

1. Adamjee Insurance Company Ltd.

Adamjee Insurance is one of the leading health insurance companies offering a personal compensation structure and value-added services. To meet the health and well-being needs of employees in business and SMEs, Adamjee Health Insurance guarantees you the highest quality service. So you can be confident that you are using the services of a leading and reliable insurance company. as well as providing quick and immediate access to medical care when needed. They offer custom health insurance plans to suit your needs.

22 Health Insurance Companies In Pakistan 1 - Daily Medicos

Benefits & Coverages

1. Hospitalization Benefit

2. Major Medical Benefit (Optional)

3. Maternity Coverage (Optional)

4. Outpatient Coverage (Optional)

Adamjee provides insurance for people for up to 85 years. Insured between 65 – 85 will be charged 100 % extra premium.

Check the website or email at:

2. Jubilee General Insurance Co. Ltd

Jubilee Life Insurance associates its brand with the word happiness, and for good reason. Jubilee Life Insurance is known among the masses for its excellent service and practical terms.

22 Health Insurance Companies In Pakistan 2 - Daily Medicos

Jubilee offers the following insurance policies for its customers:

  • Individual health insurance (helps you save money for your child’s needs, including his/her education, medical care, and marriage).
  • Bancassurance (a one-stop-shop for all your banking, insurance, and financial requirements).
  • Micro-insurance (an insurance policy specially designed to cater to the needs of underprivileged people).
  • Corporate insurance (an insurance policy specially designed for the corporate world)
  • Online insurance
  • Jubilee also offers Family Takaful (an insurance policy that is per the sharia laws).

Check the website here.


3. IGI health Insurance

IGI Health Insurance serves corporate and corporate clients managed to meet their healthcare needs with professional staff. financial strength and fifty years of insurance experience

IGI health insurance covers personal health. hospitalization and maternity care Insurance products also cover costs before and after inpatient treatment. They also provide loans to the IGI General Insurance Hospital Panel and Pakistan Medical Cards. Discounts on pharmacies and diagnostic laboratories, 24/7 hotline with regular doctors, etc.

22 Health Insurance Companies In Pakistan 3 - Daily Medicos

Coverage extended to

Working employees & their dependent spouses & children

Age limit

For employees and spouses under 65 years of age, single women; Boys under 25 if unemployed, divorced/divorced/widowed dependent on employees, regardless of age.

Additional Benefits 

1. Terrorist cover
  • Hospitalization covers any innocent insured person (not taking part in terrorist activities) injured in any act of terrorism.
2. Day surgery
  • Pertains to coverage of specialized procedures as follows:
  • Cataract;
  • Lithotripsy;
  • Hernia
  • Endoscopy
  • Other day surgeries
3. Specialized Investigations
  • covered from hospitalization:
  • CT Scan;
  • MRI;
  • Thallium Scan
  • Angiography etc.

4. Allianz EFU Insurance  

Alliance EFU is Pakistan’s first health insurance company. EFU, Pakistan’s largest insurance group, was established on May 15, 2000 as a joint venture with Alliance SE, one of the world’s largest insurers with operations across the world. World Alliance and EFU combine over 190 years of experience to provide quality, accessible and affordable care. Alliance EFU is one of the largest health insurance companies in Pakistan in terms of gross annual premium income. number of customers of the company and the number of insurance companies.

22 Health Insurance Companies In Pakistan 4 - Daily Medicos

Hospital objectives

  • The premium may be built-in the institute’s monthly or annual fee and projected as an additional benefit the institute provides.
  • Simple to explain, understand & use, making it possible for employees to benefit from the product.
  • Provide a living benefit.
  • Help create employee goodwill.

Check the website here.


5. State Life insurance

Pakistan State Life Insurance Company is a government agency that offers a wide range of insurance policies to its clients. One of the most popular insurance companies in Pakistan, State Life is also at the top of Pakistan life insurance company list.

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It not only offers individual policies but also deals with group plans.

Some of the individual plans offered by the corporations are:

  • Whole Life Assurance.
  • Endowment Assurance.
  • Shad Abad Assurance.
  • Anticipated Endowment Assurance.

On the other hand, other categories of insurance include:

  • Jeevan Sathi Assurance
  • Child Protection Assurance
  • Wealth Builder Plan
  • Supplementary Covers
  • Health Care Plans

The state bank website also provides you with various calculators that you can use to calculate insurance. The calculators available on the website are:

  • Whole Life Assurance
  • Endowment Assurance
  • Jeevan Sathi Assurance

Check the website here.